Credit union · NCUA insured
U.S. Eagle Federal Credit Union Credit Card Rates
U.S. Eagle Federal Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How U.S. Eagle Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Albuquerque, NM, where U.S. Eagle Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
U.S. Eagle Federal Credit Union
12.75%APR
- Up to
- 18.00% APR
Visa® Platinum Credit Card
Lowest rate
State Employees Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Sandia Area Federal Credit Union
8.74%APR
- Up to
- 17.99% APR
U.S. Eagle Federal Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where U.S. Eagle Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
US Eagle Visa® Credit Builder Credit Card
Variable APR based on Prime Rate. Must qualify for U.S. Eagle membership with a minimum $5 share deposit. Members are only allowed one credit card product. All loans subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Purchases, Cash Advances, and Balance Transfers. Variable APR determined quarterly by adding a margin to Prime Rate. |
Sources (1)
- useagle.org/disclosures/creditbuilderdisclosure · captured Oct 22, 2026
Visa® Classic Credit Card
Subject to credit approval. Must qualify for U.S. Eagle membership with a minimum $5 deposit in primary share account. Members are only allowed one credit card product.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Purchases. Variable APR based on the Wall Street Journal Prime Rate. |
Sources (2)
All captured Oct 22, 2026
Visa® Platinum Credit Card
Subject to credit approval. Must qualify for U.S. Eagle membership with a minimum $5 deposit in primary share account. Members are only allowed one credit card product.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–18.00% | None | Purchases / Balance Transfers. Variable APR based on the Wall Street Journal Prime Rate. |
| Ongoing | 15.75%–18.00% | None | Cash Advances. Variable APR based on the Wall Street Journal Prime Rate. |
Sources (3)
All captured Sep 16, 2026
Visa® Secured Credit Card
Credit line is secured by a refundable deposit in your share account. Subject to credit approval. Must qualify for U.S. Eagle membership with a minimum $5 share deposit. Members are only allowed one credit card product.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Purchases. Variable APR based on the Wall Street Journal Prime Rate. |
Sources (3)
- useagle.org/personal/borrow/credit-cards
- useagle.org/rates/credit-card-rates
- useagle.org/disclosures/us-eag…d-credit-card-disclosure
All captured Oct 22, 2026
Visa® Signature METAL® Credit Card
Subject to credit approval. Must qualify for U.S. Eagle membership with a minimum $5 deposit in primary share account. Members are only allowed one credit card product. Earn 2% total cashback: 1.5% on purchases and 0.5% when you pay.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74%–18.00% | None | Purchases. Variable APR based on the Wall Street Journal Prime Rate. |
| Ongoing | 18.00% | None | Cash Advances. Variable APR based on the Wall Street Journal Prime Rate. |
Who can join U.S. Eagle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not meet other qualifications may become eligible by funding a $10.00 contribution to the ARNIA foundation.
Where you live or work
- Individuals who live, work, worship, or attend school in San Juan County, NM, or in census tracts 0101, 0103, 0104, 010701, and 010501 in Sandoval County, NM are eligible for membership.
Employers and groups
- Employees or members of one of more than 400 partner organizations (SEGs) are eligible for membership.
Military, government and schools
- U.S. Government employees (accruing regular benefits) working in or supervised from Bernalillo, Valencia, or Socorro County, NM are eligible, subject to specified agency and base exclusions.
Family and household
- Individuals who have a family member or roommate who is an existing U.S. Eagle member are eligible.
Cost to join
- A share deposit of $5 is required for opening a savings account as part of ownership requirements.
- A $10.00 contribution to ARNIA is required when joining via the foundation donation route.
Membership information collected October 4, 2026.