Credit union · NCUA insured
URW Community Federal Credit Union Auto Loan Rates
URW Community Federal Credit Union auto loans start at 2.99% for a used one. Rates checked October 22, 2026.
How URW Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Danville, VA, where URW Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
URW Community Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
ValleyStar Credit Union
5.74%APR
- Terms
- 60–84 months
- Discount
- None included
2nd-lowest rate
First Citizens Bank
6.39%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
URW Community Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- Used vehicleUsed2.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where URW Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New, Used, or Refinanced Vehicle Loans
Up to 100% financing available. Includes autos, boats, motorcycles, and RVs.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.00% | — |
| up to 36 months | 5.00% | — |
| up to 48 months | 5.25% | — |
| up to 60 months | 6.20% | — |
| up to 72 months | 6.50% | — |
| up to 84 months | 7.35% | — |
| up to 96 months | 8.35% | — |
| up to 108 months | 9.35% | — |
Sources (3)
All captured Oct 7, 2026
Repos for Sale
For qualified applicants.
| Terms | APR | Conditions |
|---|---|---|
| — | 2.99% | For qualified applicants |
Sources (1)
- urwfcu.org/personal/vehicle-loans · captured Oct 7, 2026
Who can join URW Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.