Credit union · NCUA insured
Urban Beginnings Choice Federal Credit Union
A $1.8M credit union headquartered in Fort Wayne, IN, with 299 members and 1 branch in Indiana.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Urban Beginnings Choice Federal Credit Union
Urban Beginnings Choice Federal Credit Union is a financial institution based in Fort Wayne, Indiana.
It is designated as a Community Development Financial Institution focused on developing the Fort Wayne community and Union Baptist Church.
- Headquarters
- 1830 Wayne Trce, Ste 204, Fort Wayne, IN 46803-2657
- NCUA charter
- 24781
Branches
1 branch in Indiana
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Indiana
1 branch
- Urban Beginnings Choice FCUMain office1830 Wayne Trce, Ste 204, Fort Wayne, IN 46803Directions
Walk-in offices from the NCUA directory as of June 30, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.77% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.62% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio9.77%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.62%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Urban Beginnings Choice Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.