Credit union · NCUA insured
UPS Employees Credit Union Savings Rates
A $43.7M credit union headquartered in Memphis, TN, with 6,151 members and 1 branch in Tennessee.
How UPS Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where UPS Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UPS Employees Credit Union
0.25%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $25
Christmas Club
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Christmas Club
0.25%APY
Sub-account of share account. Deposits made via payroll deduction or additional deposits. One withdrawal at no charge permitted between October 15th and December 31st each year; all other withdrawals incur a $5.00 fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates subject to change daily. One free withdrawal between October 15th and December 31st; other withdrawals cost $5.00.Any balance | 0.25% | $25 | Rates subject to change daily. One free withdrawal between October 15th and December 31st; other withdrawals cost $5.00. |
Vacation Club
0.25%APY
Sub-account of share account. Funds deducted from paycheck and deposited into account each pay period; additional deposits accepted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates subject to change daily.Any balance | 0.25% | $25 | Rates subject to change daily. |
Who can join UPS Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of UPS who work in Tennessee, Mississippi, Arkansas, Kentucky, Georgia, Virginia, Missouri or Alabama are eligible to join.
Family and household
- Family members of UPS Employees who work in Tennessee, Mississippi, Arkansas, Kentucky, Georgia, Virginia, Missouri or Alabama are eligible to join.
Cost to join
- A deposit of $25.00 is required to open an account and become a member.
Membership information collected October 5, 2026.