Credit union · NCUA insured
UP Federal Credit Union Credit Card Rates
UP Federal Credit Union credit card rates start at 11.49% APR. Rates checked October 22, 2026.
How UP Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Little Rock, AR, where UP Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
UP Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
TruService Community FCU
9.00%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Platinum
For California Borrowers, the Platinum MasterCard is a secured credit card secured by personal property and money/shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–17.99% | None | APR for Purchases is 11.49% to 17.99% based on creditworthiness, varying with the market based on the Prime Rate. No annual fee. Minimum interest charge $1.00. |
Who can join UP Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any Arkansas resident qualifies for membership through UPFCU's partnership with the Arkansas Consumer Council (ARCC), with dues paid by the credit union.
Employers and groups
- Employees of participating companies that offer credit union membership can join.
Family and household
- Immediate family members of members are eligible for membership.
Cost to join
- An opening deposit of $5 to a share/savings account is required to join.
Membership information collected October 4, 2026.