Credit union · NCUA insured
Unity Financial Credit Union Credit Card Rates
Unity Financial Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Unity Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near New Haven, CT, where Unity Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Unity Financial Credit Union
14.00%APR
- Up to
- 18.00% APR
VISA Classic
Lowest rate
SUMA Federal Credit Union
9.00%APR
- Up to
- —
2nd-lowest rate
Achieve Financial Credit Union
9.90%APR
- Up to
- 17.90% APR
Unity Financial Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Unity Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00%–18.00% | None | Based on creditworthiness when you open your account. Interest rates are fixed. 25-day grace period on purchases when paying entire balance by due date. |
| Ongoing | 18.00% | None | Based on creditworthiness when you open your account. Interest rates are fixed. |
| Ongoing | 18.00% | None | Interest rates are fixed. |
Sources (2)
All captured Oct 22, 2026
VISA Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Interest rates are fixed. 25-day grace period on purchases when paying entire balance by due date. Optional $500 card requires securing $250 in a separate regular share savings account with no credit check. |
Sources (3)
- unityfincu.org/Borrow/Credit-C…isa-Classic-Visa-Secured
- unityfincu.org/Rates/Loan-Rates
- unityfincu.org/Spend/Teen-College-Checking
All captured Oct 22, 2026
Who can join Unity Financial Credit Union
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