Bank · FDIC insured
United Republic Bank Savings Rates
United Republic Bank’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How United Republic Bank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where United Republic Bank has the most branches. $10,000, best rate first.
This bank’s best
United Republic Bank
0.75%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
United Republic Bank savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Republic Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Money Market
0.50%APY
Interest rate and APY are subject to change after opening. $10 monthly service charge applies if daily balance drops below $100,000 minimum balance. Includes 7 free withdrawal transactions per month ($5 for each additional).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$0 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 0.50% | $50 | $0 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
| $25,000 – $100,000$25,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 0.50% | — | $25,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
| $100,000 – $250,000$100,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 1.50% | — | $100,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
| $250,000 – $500,000$250,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 2.00% | — | $250,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
| $500,000 – $1,000,000$500,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 2.10% | — | $500,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
| $1,000,000 and up$1,000,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. | 2.25% | — | $1,000,000 minimum balance to obtain APY. Monthly fee waived with $100,000 daily balance. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.75%APY
Interest rate and APY are subject to change after opening. $10 monthly service charge applies if daily balance drops below $1,000 minimum balance. Includes 6 free withdrawal transactions per month ($5 for each additional).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$0 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. | 0.15% | — | $0 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. |
| $10,000 – $100,000$10,000 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. | 0.75% | $75 | $10,000 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. |
| $100,000 and up$100,000 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. | 1.00% | — | $100,000 minimum balance to obtain APY. Monthly fee waived with $1,000 daily balance. |
Sources (2)
All captured Oct 5, 2026
Republic Savings
0.25%APY
Variable rate may change daily; interest compounded daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly fee applies if daily balance drops below $100 minimum opening balance.Any balance | 0.25% | $25 | $3 monthly fee applies if daily balance drops below $100 minimum opening balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Grow UR Savings
0.25%APY
Must be 18 years of age or younger to qualify. Variable rate may change daily; interest compounded daily. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be 18 years of age or younger to qualify. No minimum balance.Any balance | 0.25% | $25 | Must be 18 years of age or younger to qualify. No minimum balance. |
Sources (2)
All captured Oct 5, 2026
Health Savings
0.20%APY
Must be under age 65, not enrolled in Medicare, and covered by a High-Deductible Health Plan (HDHP). Variable rate may change daily; interest compounded daily. No set-up fee, no annual fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$3 monthly fee applies if daily balance drops below $250 minimum balance. | 0.05% | — | $3 monthly fee applies if daily balance drops below $250 minimum balance. |
| $2,500 – $10,000$3 monthly fee applies if daily balance drops below $250 minimum balance. | 0.10% | — | $3 monthly fee applies if daily balance drops below $250 minimum balance. |
| $10,000 – $25,000$3 monthly fee applies if daily balance drops below $250 minimum balance. | 0.20% | $20 | $3 monthly fee applies if daily balance drops below $250 minimum balance. |
| $25,000 and up$3 monthly fee applies if daily balance drops below $250 minimum balance. | 0.25% | — | $3 monthly fee applies if daily balance drops below $250 minimum balance. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.