Bank · FDIC insured
United Republic Bank CD Rates
United Republic Bank’s best CD rate is 4.25% APY on an 11-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How United Republic Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where United Republic Bank has the most branches. $10,000, best rate first.
This bank’s best
United Republic Bank
4.25%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $389
Personal Certificate of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
United Republic Bank CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Republic Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Certificate of Deposit
Up to 4.25%APY · 10 terms
Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily ** A penalty may be assessed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthPenalty may be assessed for early withdrawal | 0.10% | $1 |
| 6 monthsPenalty may be assessed for early withdrawal | 3.00% | $149 |
| 11 monthsSpecial rate. Penalty may be assessed for early withdrawal | 4.25% | $389 |
| 12 monthsPenalty may be assessed for early withdrawal | 3.00% | $300 |
| 15 monthsSpecial rate. Penalty may be assessed for early withdrawal | 4.15% | $521 |
| 18 monthsPenalty may be assessed for early withdrawal | 2.25% | $339 |
| 24 monthsPenalty may be assessed for early withdrawal | 3.00% | $609 |
| 36 monthsPenalty may be assessed for early withdrawal | 3.00% | $927 |
| 48 monthsPenalty may be assessed for early withdrawal | 2.50% | $1,038 |
| 60 monthsPenalty may be assessed for early withdrawal | 2.25% | $1,177 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Retirement Time Certificate
Up to 4.25%APY · 10 terms
Includes Traditional and Roth IRA certificate options. Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily ** A penalty may be assessed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthPenalty may be assessed for early withdrawal | 0.10% | $1 |
| 6 monthsPenalty may be assessed for early withdrawal | 3.00% | $149 |
| 11 monthsSpecial rate. Penalty may be assessed for early withdrawal | 4.25% | $389 |
| 12 monthsPenalty may be assessed for early withdrawal | 3.00% | $300 |
| 15 monthsSpecial rate. Penalty may be assessed for early withdrawal | 4.15% | $521 |
| 18 monthsPenalty may be assessed for early withdrawal | 2.25% | $339 |
| 24 monthsPenalty may be assessed for early withdrawal | 3.00% | $609 |
| 36 monthsPenalty may be assessed for early withdrawal | 3.00% | $927 |
| 48 monthsPenalty may be assessed for early withdrawal | 2.50% | $1,038 |
| 60 monthsPenalty may be assessed for early withdrawal | 2.25% | $1,177 |
Sources (2)
All captured Oct 5, 2026
Opening an account
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