Credit union · NCUA insured
United Employees Credit Union Credit Card Rates
Top CarrotUnited Employees Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How United Employees Credit Union’s credit card rates compare
Compared with banks and credit unions near Albert Lea, MN, where United Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Employees Credit Union
13.90%APR
Visa Credit Card
Lowest rate
Accentra Credit Union
9.90%APR
2nd-lowest rate
Trades & Labor FCU
12.90%APR
United Employees Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Employees Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
15-day grace period. Purchases and cash advances share the same interest rate; no transaction fee for cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | 15-day grace period. Purchases and cash advances share the same interest rate; no transaction fee for cash advances. |
Who can join United Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live, work, worship, or attend school in Freeborn or Mower County.
Employers and groups
- Membership is available to employees of participating Member Employee Groups.
Family and household
- Membership is available to spouses, mothers, fathers, sisters, brothers, sons, daughters, or grandparents of current members.
Other ways
- Membership is available to individuals who previously had an account with UECU under once a member always a member.
Cost to join
- A deposit of $25.00 into a share account is required to join.
Membership information collected October 4, 2026.