Bank · FDIC insured
Union State Bank
A $73.8M bank headquartered in Uniontown, KS, with 2 branches in Kansas. Best rates: CDs 1.20% and savings 0.15% APY.
Union State Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#128 of 133 in KansasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Union State Bank
- Headquarters
- 204 Sherman St, Uniontown, KS 66779
- FDIC certificate
- 16788 ↗
Branches
2 branches in Kansas
Loading map…
Kansas
2 branches
Uniontown area · 1
- Union State BankMain office204 Sherman St, Uniontown, KS 66779Directions
Fort Scott area · 1
- Fort Scott Branch1009 S Clark St, Fort Scott, KS 66701Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.36% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.18% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 2.91% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $88 | $67 | — |
- CapitalLeverage ratio10.36%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.18%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets2.91%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$88Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Union State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.