Bank · FDIC insured
Union State Bank Credit Card Rates
Union State Bank credit card rates start at 15.50% APR. Rates checked October 22, 2026.
How Union State Bank’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Union State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Union State Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Platinum Visa ® Card
$35 annual fee. 1% Cash back on all qualifying purchases – no spending tiers or minimums.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.50% | $35 | 1% Cash back on all qualifying purchases – no spending tiers or minimums. 15.50% APR based on Prime Rate. |
Sources (1)
- unionstate.net/personal-credit-cards · captured Oct 15, 2026
Platinum Visa ® Card
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 7 months | 0.00% | None | 0% APR on purchases for the first 7 billing cycles. |
| Ongoing | 17.50% | None | 17.50% APR based on Prime Rate on purchases after introductory period. |
Sources (1)
- unionstate.net/personal-credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.