Credit union · NCUA insured
Union Square Credit Union Credit Card Rates
Union Square Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Union Square Credit Union’s credit card rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Union Square Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Union Square Credit Union
12.75%APR
- Up to
- 17.95% APR
Silhouette Mastercard Classic
Lowest rate
Wichita Falls Federal Credit Union
8.50%APR
- Up to
- —
2nd-lowest rate
Windthorst Federal Credit Union
12.00%APR
- Up to
- —
Union Square Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Union Square Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Silhouette Mastercard Classic
Variable APR based on Prime Rate and creditworthiness. No annual fee. Cash advance APR is 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–17.95% | None | Purchase variable APR based on creditworthiness. Standard variable APR is U.S. Prime plus 5.75% - 13.74%. |
Sources (1)
- unionsquare.org/loans-credit-cards/credit-cards · captured Oct 16, 2026
Silhouette Mastercard Rewards
Variable APR based on Prime Rate and creditworthiness. No annual fee. 1.5% unlimited cash back. Cash advance APR is 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR on balance transfers from date of first transfer for 12 months. New Silhouette Mastercard Rewards accounts only. Balance transfer fee of greater of $10 or 3% of transferred amount up to $125. After that, variable rate applies based on creditworthiness. |
| Ongoing | 15.75%–17.95% | None | Purchases variable APR based on creditworthiness. Standard variable APR is U.S. Prime plus 5.75% - 13.74%. |
Sources (1)
- unionsquare.org/loans-credit-cards/credit-cards · captured Oct 16, 2026
Who can join Union Square Credit Union
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