Credit union · NCUA insured
UMe Credit Union Credit Card Rates
UMe Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How UMe Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where UMe Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
UMe Credit Union
12.90%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
UMe Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where UMe Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Student Visa Credit Card
Available to Burbank students 14 years old and above. Credit line starts at $100 at age 14 and increases up to $300 at age 17; cardholders may apply for a higher credit limit at age 18.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. Cash advance rates are the same as purchase rates. APR is always set to the lowest available UMe credit card rate. No application, annual, cash advance, or balance transfer fees. |
Sources (1)
- umecreditunion.com/borrow-insure/student-credit-card · captured Oct 16, 2026
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. Cash advance rates are the same as purchase rates. APR is based on an evaluation of creditworthiness. No application, annual, cash advance, or balance transfer fees. |
Sources (4)
- umecreditunion.com
- umecreditunion.com/borrow-insure/credit-card
- umecreditunion.com/credit-card
- umecreditunion.com/rates
All captured Oct 16, 2026
Who can join UMe Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.