Credit union · NCUA insured
Ukrainian Selfreliance MI FCU Auto Loan Rates
Top CarrotUkrainian Selfreliance MI FCU auto loans start at 4.24% APR for a new vehicle and 4.24% for a used one. Rates checked October 16, 2026.
How Ukrainian Selfreliance MI FCU’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Ukrainian Selfreliance MI FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ukrainian Selfreliance MI FCU
4.24%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Ukrainian Selfreliance MI FCU auto loan score
93
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ukrainian Selfreliance MI FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Vehicle must be 2016 or newer model. Automatic transfer payment from USMFCU account must be set up to qualify for the loan special. 0.26 basis point discount already applied in rates. Semi-truck requires 10% down payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.24% | New car. Includes 0.26% discount for automatic transfer payment. |
| up to 72 months | 4.74% | Used car 2023–2025. Includes 0.26% discount for automatic transfer payment. |
| up to 60 months | 5.24% | Used car 2018–2022. Includes 0.26% discount for automatic transfer payment. |
| up to 48 months | 5.74% | Used car 2016–2017. Includes 0.26% discount for automatic transfer payment. |
| up to 72 months | 8.00% | New semi-truck. Requires 10% down payment. Includes 0.26% discount for automatic transfer payment. |
| up to 72 months | 9.00% | Used semi-truck. Requires 10% down payment. Includes 0.26% discount for automatic transfer payment. |
Sources (1)
- usmfcu.org/auto-loans · captured Oct 16, 2026
Who can join Ukrainian Selfreliance MI FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership in the Selfreliance Association of Ukrainian Americans is open to members of a Ukrainian church, community organization, association, or club.
Family and household
- Membership in the Selfreliance Association of Ukrainian Americans is open to individuals married to a person who is Ukrainian or of Ukrainian descent.
Other ways
- Membership in the Selfreliance Association of Ukrainian Americans is open to individuals born in Ukraine.
- Membership is open to individuals referred to the Credit Union by an existing member.
- Membership in the Selfreliance Association of Ukrainian Americans is open to individuals of Ukrainian descent.
Cost to join
- A $25 deposit is required to open a savings account.
Membership information collected October 5, 2026.