Credit union · NCUA insured
Two Rivers Credit Union Auto Loan Rates
Two Rivers Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked November 6, 2026.
How Two Rivers Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Two Rivers Credit Union
4.99%APR
Auto Loans
Find the lowest auto loan rates →
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available to individuals looking to finance a vehicle in Arkadelphia and surrounding areas. Membership eligibility includes affiliation with Henderson State University, Ouachita Baptist University, or other local organizations.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Rates start at 4.99% for new or used vehicle financing. |
Sources (1)
- tworiversfcu.com/loans · captured Nov 6, 2026
Two Rivers Credit Union auto loan score
84
Auto loan score
Higher than 65% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Two Rivers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals affiliated with Arkadelphia Human Development Center.
- Membership is open to individuals affiliated with Arkadelphia Alliance & Area Chamber of Commerce.
- Membership is open to individuals affiliated with Dawson CO-OP.
Military, government and schools
- Membership is open to individuals affiliated with Arkadelphia Public Schools.
- Membership is open to individuals affiliated with Bismarck Public Schools.
- Membership is open to individuals affiliated with Henderson State University.
1 more way to join
Military, government and schools
- Membership is open to individuals affiliated with Ouachita Baptist University.
Membership information collected October 4, 2026.