Credit union · NCUA insured
Tucson Federal Credit Union Auto Loan Rates
Tucson Federal Credit Union auto loan rates start at 5.49% APR. Rates checked October 22, 2026.
How Tucson Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tucson, AZ, where Tucson Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tucson Federal Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
OneAZ Credit Union
5.15%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
- Discount
- Included in the rate
2nd-lowest rate
First Credit Union
5.24%APR
- Terms
- up to 63 months
- Up to
- —
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Subject to credit approval. Actual rate determined by credit score, vehicle age, mileage, and loan term. Valid on dealership purchases, private party purchases, and refinances from other financial institutions. First payment deferred up to 90 days after funding. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Limited time promotional offer valid until June 30, 2025 for members and non-members using promo code DRIVE25. Subject to approval; actual rate determined by credit score, vehicle age, mileage, and loan term. Valid on dealership purchases, private party purchases, and refinances from other financial institutions. |
Sources (3)
- tucsonfcu.com/auto-loans-on-au…k-at-a-loan-just-for-you
- tucsonfcu.com/product/auto-loans
- tucsonfcu.com/refinance-your-a…drive-down-your-payments
All captured Sep 16, 2026
Who can join Tucson Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live, work, volunteer, worship, or attend school in Pima County.
Family and household
- Open to immediate family or household members of individuals eligible through the Pima County geographic qualification.
Membership information collected October 4, 2026.