Credit union · NCUA insured
TruNorthern Federal Credit Union Credit Card Rates
TruNorthern Federal Credit Union credit cards start at 6.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TruNorthern Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in New York, where TruNorthern Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TruNorthern Federal Credit Union
6.99%APR
VISA Gold Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
Remington Federal Credit Union
6.99%APR
TruNorthern Federal Credit Union credit card score
96
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruNorthern Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Gold Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.99% | None | Rate based on credit rating; rates subject to change. |
| Ongoing | 3.99% | None | Balance transfer rate is for the life of the balance transfer. Rate based on credit rating; rates subject to change. |
Who can join TruNorthern Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in St. Lawrence, Franklin, Clinton, and Essex counties.
Cost to join
- A minimum deposit of $25 is required to open an account.
Membership information collected October 5, 2026.