Credit union · NCUA insured
TruNorthern Federal Credit Union CD Rates
TruNorthern Federal Credit Union’s best CD rate is 3.29% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How TruNorthern Federal Credit Union’s CD rates compare
Compared with banks and credit unions in New York, where TruNorthern Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TruNorthern Federal Credit Union
3.29%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $163
Share Certificate
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
TruNorthern Federal Credit Union CD score
66
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo2.27%
- 16–30 months16–30 mo1.11%
- 31–60 months31–60 mo2.27%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TruNorthern Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.29%APY · 5 terms
Requires a minimum investment of $1,000.00. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires a minimum investment of $1,000.00 | 3.29% | $163 |
| 12 monthsRequires a minimum investment of $1,000.00 | 2.27% | $227 |
| 24 monthsRequires a minimum investment of $1,000.00 | 1.11% | $223 |
| 36 monthsRequires a minimum investment of $1,000.00 | 1.51% | $460 |
| 60 monthsRequires a minimum investment of $1,000.00 | 2.27% | $1,188 |
Who can join TruNorthern Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in St. Lawrence, Franklin, Clinton, and Essex counties.
Cost to join
- A minimum deposit of $25 is required to open an account.
Membership information collected October 5, 2026.