Bank · FDIC insured
TruNorth Bank CD Rates
A $2B bank headquartered in Easthampton, MA, with 55 branches in 3 states.
How TruNorth Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where TruNorth Bank has the most branches. $10,000, best rate first.
This bank’s best
TruNorth Bank
4.05%APY
- Term
- 19 months
- Minimum
- $1,000
- Earns on $10,000
- $649
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit
Up to 4.05%APY · 13 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 1.55% | $39 |
| 6 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.55% | $127 |
| 7 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 3.85% | $223 |
| 9 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.60% | $194 |
| 11 monthsAutomatically renews at maturity for 12 months at the then current CD rate and term. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Available for IRAs. Rates offered are subject to change without notice | 3.90% | $357 |
| 11 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 3.90% | $357 |
| 12 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.65% | $265 |
| 15 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 3.95% | $496 |
| 18 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.65% | $400 |
| 19 monthsAutomatically renews at maturity for 18 months at the then current CD rate and term. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Available for IRAs. Rates offered are subject to change without notice | 4.05% | $649 |
| 19 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 4.05% | $649 |
| 24 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.50% | $506 |
| 36 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.45% | $753 |
| 48 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.40% | $995 |
| 60 monthsInterest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Annual Percentage Yields (APYs) at time of maturity set based on prevailing financial conditions. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Rates offered are subject to change without notice | 2.30% | $1,204 |
Sources (3)
All captured Oct 15, 2026
IRA Certificate of Deposit
Up to 4.00%APY · 11 terms
IRAs are not eligible for online account opening or Online Banking. IRA CDs are not available for terms of less than 6 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.50% | $124 |
| 7 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 3.80% | $220 |
| 9 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.55% | $191 |
| 11 monthsAvailable for IRAs. Automatically renews at maturity for 12 months at the then current CD rate and term. Substantial penalty for early withdrawal of principal | 3.85% | $352 |
| 12 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.60% | $260 |
| 15 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 3.90% | $490 |
| 18 monthsAvailable for IRAs. Automatically renews at maturity for 18 months at the then current CD rate and term. Substantial penalty for early withdrawal of principal | 4.00% | $606 |
| 18 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 4.00% | $606 |
| 24 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.45% | $496 |
| 36 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.40% | $737 |
| 48 monthsMinimum opening deposit is $1,000 | 2.35% | $974 |
| 60 monthsSome CD rates are also available for Individual Retirement Account (IRAs) with a minimum balance of $1,000.00. Interest is compounded monthly. Substantial penalty for early withdrawal of principal | 2.25% | $1,177 |
Sources (3)
All captured Sep 25, 2026
Opening an account
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