Credit union · NCUA insured
Truliant Federal Credit Union Credit Card Rates
Truliant Federal Credit Union credit cards start at 17.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Truliant Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Truliant Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Truliant Federal Credit Union
17.99%APR
MaxBack Cash
Lowest rate
Carolina Cooperative FCU
8.90%APR
2nd-lowest rate
Lion's Share Federal Credit Union
8.90%APR
Truliant Federal Credit Union credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Truliant Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MaxBack Cash
Non-variable rate. Credit limit $5,000 - $30,000. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Intro 0% APR for 12 months on purchases. |
| Ongoing | 17.99% | None | After the promotional period, the rate reverts to 17.99% non-variable APR on purchases. Regular standard rate. |
| Ongoing | 17.99% | None | After the promotional period, the rate reverts to 17.99% non-variable APR on balance transfers. Regular standard rate. |
Sources (4)
- truliantfcu.org/rates
- truliantfcu.org/rates/credit-cards
- truliantfcu.org/borrow/credit-cards
- truliantfcu.org/borrow/credit-cards/maxback-cash
All captured Oct 15, 2026
Radiant
Variable rate based on Wall Street Journal Prime Rate. Credit limit $1,000 - $30,000. Subject to credit approval. APR will never exceed 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | Intro 0% APR for 15 months on purchases. |
| Ongoing | 11.99%–17.99% | None | Variable APR after promotional period. Rate varies with Prime Rate. APR will never exceed 18.00%. |
| Ongoing | 11.99%–17.99% | None | Variable APR after promotional period on balance transfers. Rate varies with Prime Rate. APR will never exceed 18.00%. |
Sources (4)
- truliantfcu.org/rates
- truliantfcu.org/rates/credit-cards
- truliantfcu.org/borrow/credit-cards
- truliantfcu.org/borrow/credit-cards/radiant
All captured Oct 15, 2026
Soar Secured
Non-variable rate. Credit limit $1,000 - $5,000 backed by deposit. Deposit stays in a dedicated account. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Non-variable APR. Credit limit is set by deposit ($1,000 to $5,000). |
Sources (4)
- truliantfcu.org/rates
- truliantfcu.org/rates/credit-cards
- truliantfcu.org/borrow/credit-cards
- truliantfcu.org/borrow/credit-cards/soar
All captured Oct 15, 2026
Who can join Truliant Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Residents of any U.S. state can join for free through membership in the American Consumer Council.
Where you live or work
- Eligible if you live, work, worship, or attend school in a county near a Truliant branch.
Employers and groups
- Employees of partner companies automatically qualify for membership.
Family and household
- Eligible if an immediate family or household member is a current Truliant member.
Cost to join
- Opening and maintaining a Membership Savings account requires a $5.00 minimum deposit/balance as a condition of membership.
Membership information collected October 4, 2026.