Credit union · NCUA insured
TRU Federal Credit Union
A $63.5M credit union headquartered in Greenwood, SC, with 7,343 members and 3 branches in South Carolina.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TRU Federal Credit Union
TRU Federal Credit Union serves Abbeville, Greenwood, Laurens, McCormick, Newberry, and Saluda Counties in South Carolina.
- Headquarters
- 617 Durst Ave E, Greenwood, SC 29649-2713
- NCUA charter
- 21628
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in Abbeville, Greenwood, Laurens, McCormick, Newberry, and Saluda Counties, South Carolina, a rural district qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step or adoptive relationships) and household members living in the same residence maintaining a single economic unit of a current credit union member qualify for membership.
Branches
3 branches in South Carolina
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South Carolina
3 branches
- 617 Durst Ave E Greenwood, S.C. 29649-2713Main office617 Durst Ave E, Greenwood, SC 29649Directions
- 1632 Main St S Greenwood, S.C. 29646-41231632 Main St S, Greenwood, SC 29646Directions
- Main St1128 Main St S, Greenwood, SC 29646Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.12% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio11.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.12%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TRU Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.