Bank · FDIC insured
Troy Bank and Trust Credit Card Rates
Troy Bank and Trust doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How Troy Bank and Trust’s credit card rates compare
Compared with banks and credit unions in Alabama, where Troy Bank and Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Troy Bank and Trust
– –
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
2nd-lowest rate
Auburn University Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
1% Cash Back Platinum Rewards Card
Card includes an annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases for the first 7 billing cycles. Annual fee applies. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- troy.bank/personal/credit-cards · captured Oct 15, 2026
Platinum Benefits Card
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory APR on purchases for the first 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- troy.bank/personal/credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.