Credit union · NCUA insured
Transportation Federal Credit Union Credit Card Rates
Top CarrotTransportation Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Transportation Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Transportation Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Transportation Federal Credit Union
8.90%APR
- Up to
- —
Visa Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Transportation Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Transportation Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Fixed rate tier-based loan rates priced according to member's individual credit ratings. 25-day grace period on purchases; spending limit up to $20,000. Low $25 annual fee for Visa Platinum credit cards; none for Relationship Accounts (or none per fee schedule). No balance transfer fees, no fee for cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed APR as low as 8.90%. Rates are tier-based and priced according to member's individual credit ratings. Annual fee is $0 ($25 on p10 footnote unless Relationship Account). No balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 7, 2026
Visa Platinum Rewards with 1.5% Cash Back
Fixed rate tier-based loan rates priced according to member's individual credit ratings. Unlimited point earning potential (1.5% cash back / rewards points). $25 annual fee per fee schedule. No balance transfer fees, no fee for cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | $25 | Fixed APR as low as 11.90%. Rates are tier-based and priced according to member's individual credit ratings. $25 annual fee. No balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 7, 2026
Visa Platinum Share Secured
Share secured card to help build credit. Fixed rate tier-based loan rates priced according to member's individual credit ratings. No annual fee, no balance transfer fees, no fee for cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed APR as low as 8.90%. Rates are tier-based and priced according to member's individual credit ratings. Listed as VISA Platinum Share Secure Non-Rewards on rates page. No annual fee. No balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 7, 2026
Who can join Transportation Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of featured employer groups, eligible organizations, and Strategic Partners qualify for membership.
Military, government and schools
- Active or retired employees, military personnel, or contractors of specified transportation government agencies qualify for membership.
Family and household
- Immediate family members and household members of eligible employees/affiliates are eligible to join.
Other ways
- Individuals can join by becoming a member of the American Consumer Council.
Cost to join
- Each member must have one $5 share in the credit union.
Membership information collected October 4, 2026.