Credit union · NCUA insured
Transit Employees Federal Credit Union Credit Card Rates
Transit Employees Federal Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Transit Employees Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Transit Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Transit Employees Federal Credit Union
13.99%APR
- Up to
- —
Platinum Visa
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Transit Employees Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Transit Employees Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Secured Visa
Credit limit varies depending on the balance maintained in a TEFCU Special Savings Share account (equals the credit limit, min $300.00 in increments of $100.00, up to $5,000.00). Rate subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | $25 | Annual Percentage Rate (APR) for Purchases. Credit limit up to $5,000.00 (min $300.00, granted in $100 increments) matching balance maintained in TEFCU Special Savings Share account. |
| Ongoing | 15.99% | $25 | APR for Balance Transfers. Credit limit up to $5,000.00 (min $300.00, granted in $100 increments) matching balance maintained in TEFCU Special Savings Share account. |
| Ongoing | 18.00% | $25 | APR for Cash Advances. Interest begins on transaction date. Credit limit matches balance maintained in TEFCU Special Savings Share account. |
Classic Visa
Credit limit up to $3,000.00. APR based on applicant's credit history and term of loan. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Credit limit up to $3,000.00. APR based on applicant's credit and term of loan. Rate subject to change. |
Classic+ Visa
Credit limit up to $5,000.00. APR based on applicant's credit history and term of loan. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Credit limit up to $5,000.00. APR based on applicant's credit and term of loan. Rate subject to change. |
Platinum Visa
Credit limit up to $10,000.00. APR based on applicant's credit history and term of loan. Rates are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Credit limit up to $10,000.00. APR based on applicant's credit and term of loan. Rate subject to change. |
Who can join Transit Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Amtrak are eligible to join.
- Employees of Arlington Transit are eligible to join.
- Employees of Atlantic Services are eligible to join.
- Employees of DASH Bus are eligible to join.
- Employees of The Excel Institute & Auto Repair are eligible to join.
- Employees of Kaiser Permanente are eligible to join.
12 more ways to join
Employers and groups
- Employees of Metro Access are eligible to join.
- Employees of RTA (Formerly First Transit) are eligible to join.
- Employees of TEFCU are eligible to join.
- Employees of Transdev are eligible to join.
- Employees of Washingtonian Cab Company are eligible to join.
- Employees of Washington Metropolitan Area Transit Authority (WMATA) are eligible to join.
- Employees of Yellow Cab Company of DC are eligible to join.
Military, government and schools
- Employees of Langdon Education Campus are eligible to join.
- Employees of Pathways School Crossland Campus are eligible to join.
- Employees of Pathways School Duval Campus are eligible to join.
Family and household
- Immediate family or household members of an employee that works for one of TEFCU's Select Employee Groups (SEGs) are eligible to join.
Other ways
- Persons retired as pensioners or annuitants from eligible Select Employee Group employment or TEFCU are eligible to join.
Cost to join
- A deposit of $25.00 in a membership savings account is required to open an account.
Membership information collected October 4, 2026.