Credit union · NCUA insured
Tobacco Valley Teachers Federal Credit Union Credit Card Rates
Top CarrotTobacco Valley Teachers Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Tobacco Valley Teachers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hartford, CT, where Tobacco Valley Teachers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Tobacco Valley Teachers Federal Credit Union
9.99%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
Achieve Financial Credit Union
9.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
COMTRUST Federal Credit Union
9.90%APR
- Up to
- 13.90% APR
Tobacco Valley Teachers Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tobacco Valley Teachers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card with ScoreCard Rewards
25 day grace period on purchases only. No grace period on cash advance or balance transfers. Minimum monthly payment: 3.00% of the balance or $25, whichever is greater. Average daily balance method (including new purchases). ScoreCard Rewards program gives flexibility to earn points redeemable for awards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.88% | None | Annual Percentage Rate for Purchases. ScoreCard Rewards program included. |
Sources (1)
- tvtfcu.org/credit-cards · captured Oct 7, 2026
Visa Platinum Credit Card
25 day grace period on purchases only. No grace period on cash advance or balance transfers. Minimum monthly payment: 3.00% of the balance or $25, whichever is greater. Average daily balance method (including new purchases).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Annual Percentage Rate for Purchases. |
Sources (1)
- tvtfcu.org/credit-cards · captured Oct 7, 2026
Who can join Tobacco Valley Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Community Health Resources are eligible for membership.
Military, government and schools
- Employees, commissioners, and volunteers of the Enfield Fire Department are eligible for membership.
- All public and non-public school employees who work in the towns of Enfield, East Windsor, Windsor, Windsor Locks, Suffield and Somers, Connecticut are eligible for membership.
- Enfield High School students are eligible for membership.
Family and household
- Immediate family or household members of existing members are eligible for membership.
- Spouses of persons who passed away while within the field of membership of this credit union are eligible for membership.
1 more way to join
Other ways
- Persons retired as pensioners or annuitants from eligible employment are eligible for membership.
Cost to join
- A $25 deposit is required to open a Savings Account and join TVTFCU.
Membership information collected October 4, 2026.