Bank · FDIC insured
The Pineries Bank Savings Rates
The Pineries Bank’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How The Pineries Bank’s savings rates compare
Compared with banks and credit unions near Stevens Point, WI, where The Pineries Bank has the most branches. $10,000, best rate first.
This bank’s best
The Pineries Bank
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Regular Savings
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
The Pineries Bank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Pineries Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.10%APY
A maintenance fee of $2.00 will be imposed every month if the daily balance in the account falls below $100.00 any day of the month. A charge of $1.00 will be assessed for each withdrawal after the 4th withdrawal in a one month period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. $2.00 monthly maintenance fee waived if daily balance remains at or above $100.00 every day of the month. $1.00 fee per withdrawal after 4 withdrawals per month.Any balance | 0.10% | $10 | Variable rate. $2.00 monthly maintenance fee waived if daily balance remains at or above $100.00 every day of the month. $1.00 fee per withdrawal after 4 withdrawals per month. |
Sources (1)
- pineries.com/savings · captured Oct 5, 2026
Special-purpose accounts
HSA Restricted Withdrawals
0.75%APY
Unlimited deposits but limited to one withdrawal per month ($20.00 fee applies for each additional withdrawal made). Checks offered, no debit card offered.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; interest rate and APY may change after opening. Limited to one withdrawal per month ($20.00 fee per additional withdrawal).Any balance | 0.75% | $75 | Variable rate; interest rate and APY may change after opening. Limited to one withdrawal per month ($20.00 fee per additional withdrawal). |
Sources (1)
- pineries.com/savings · captured Oct 5, 2026
Christmas Club
0.10%APY
Checks will be issued for the balance plus accrued interest after the close of business on the third Friday of October each year. Any withdrawal prior to this date will result in closure of the account and forfeiture of any accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Payout check issued annually after the third Friday of October; early withdrawal results in account closure and forfeiture of accrued interest.Any balance | 0.10% | $10 | Variable rate. Payout check issued annually after the third Friday of October; early withdrawal results in account closure and forfeiture of accrued interest. |
Sources (1)
- pineries.com/savings · captured Oct 5, 2026
Minor Savings
0.10%APY
Minors are excluded from the $2.00 monthly maintenance fee. A charge of $1.00 will be assessed for each withdrawal after the 4th withdrawal in a one month period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Minors excluded from the monthly maintenance fee. $1.00 fee per withdrawal after 4 withdrawals per month.Any balance | 0.10% | $10 | Variable rate. Minors excluded from the monthly maintenance fee. $1.00 fee per withdrawal after 4 withdrawals per month. |
Sources (1)
- pineries.com/savings · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.