Bank · FDIC insured
The Peoples Bank Credit Card Rates
The Peoples Bank credit cards start at 17.52% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How The Peoples Bank’s credit card rates compare
Compared with banks and credit unions in Mississippi, where The Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The Peoples Bank
17.52%APR
- Annual fee
- $10
- Up to
- —
VISA Credit Card
Lowest rate
Triangle Federal Credit Union
6.90%APR
- Annual fee
- None
- Up to
- 16.90% APR
2nd-lowest rate
MS National Guard FCU
8.50%APR
- Annual fee
- None
- Up to
- —
The Peoples Bank credit card score
60
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR17.52%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Peoples Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.52% | $10 | — |
Sources (1)
- peoplesripley.com/credit-cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.