Bank · FDIC insured
The Peoples Bank
A $581.8M bank headquartered in Ripley, MS, with 6 branches in Mississippi.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Peoples Bank
The Peoples Bank is a locally owned community bank founded in 1925 by several prominent members of the Ripley community.
Headquartered in Ripley, Mississippi, the bank serves the people and communities of Tippah County with a team of more than 70 employees.
- Headquarters
- 305 E Jefferson St, Ripley, MS 38663
- FDIC certificate
- 15871 ↗
Branches
6 branches in Mississippi
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Mississippi
6 branches
Ripley area · 4
- The Peoples BankMain office305 E Jefferson St, Ripley, MS 38663Directions
- East Motor Branch405 E Walnut St, Ripley, MS 38663Directions
- Mcgill North Branch1414 Highway 15 North, Ripley, MS 38663Directions
- Ripley Branch907 City Ave S, Ripley, MS 38663Directions
Blue Mountain area · 1
- Blue Mountain Branch122 Guyton Blvd, Blue Mountain, MS 38610Directions
Walnut area · 1
- Walnut Branch28480 Highway 15, Walnut, MS 38683Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.25% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.34% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.00% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $46 | $81 | — |
- CapitalLeverage ratio10.25%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.34%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.00%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$46Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.