Bank · FDIC insured
The Neffs National Bank Auto Loan Rates
The Neffs National Bank auto loans start at 8.24% APR for a new vehicle and 7.99% for a used one. Rates checked October 16, 2026.
How The Neffs National Bank’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where The Neffs National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
The Neffs National Bank
8.24%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Automobile Loans
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
The Neffs National Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew8.24%
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Neffs National Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loans
Rate is given to borrowers with automatic payment withdrawal (discount of 0.25%) from their Neffs National Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%. Additional restrictions may apply. Additional costs may be incurred. Insurance may be required.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.24% | Used (2020 & Older). Monthly payment per $1,000 is $25.01 at 48 months. Rate includes a 0.25% discount for automatic payment withdrawal from Neffs National Bank checking or savings account. Removal of automatic payment withdrawal will increase the rate by 0.25%. Insurance may be required. |
| up to 60 months | 8.74% | Used (2021-2024). Monthly payment per $1,000 is $20.64 at 60 months. Rate includes a 0.25% discount for automatic payment withdrawal from Neffs National Bank checking or savings account. Removal of automatic payment withdrawal will increase the rate by 0.25%. Insurance may be required. |
| up to 60 months | 7.99% | New (Up to 60 Months). Monthly payment per $1,000 is $20.28 at 60 months. Rate includes a 0.25% discount for automatic payment withdrawal from Neffs National Bank checking or savings account. Removal of automatic payment withdrawal will increase the rate by 0.25%. Insurance may be required. |
| up to 72 months | 8.24% | New (Up to 72 Months). Monthly payment per $1,000 is $17.66 at 72 months. Rate includes a 0.25% discount for automatic payment withdrawal from Neffs National Bank checking or savings account. Removal of automatic payment withdrawal will increase the rate by 0.25%. Insurance may be required. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.