Credit union · NCUA insured
The Finest Federal Credit Union Auto Loan Rates
The Finest Federal Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 16, 2026.
How The Finest Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where The Finest Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
The Finest Federal Credit Union
6.24%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans (New & Used)
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
The Finest Federal Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Finest Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (New & Used)
Must be a Member before applying for a loan. Maximum loan amount is $20,000 as of 11/24/2025.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.24% | Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. |
Who can join The Finest Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.