Bank · FDIC insured
The Dime Bank Honesdale PA Auto Loan Rates
The Dime Bank Honesdale PA auto loans start at 7.81% APR for a new vehicle and 8.32% for a used one. Rates checked October 16, 2026.
How The Dime Bank Honesdale PA’s auto loan rates compare
Compared with banks and credit unions near Scranton, PA, where The Dime Bank Honesdale PA has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
The Dime Bank Honesdale PA
7.81%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
Auto Loans - New
Lowest rate
UFCW Community Federal Credit Union
3.70%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
The Dime Bank Honesdale PA auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew7.81%
- Used vehicleUsed8.32%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Dime Bank Honesdale PA ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - New
Loans subject to credit approval. Rates assume credit score of 700 or higher. An automatic payment from an account at The Dime Bank must remain for the life of the loan to obtain stated rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 7.81% | Requires 10% down payment. APR is based on a $10,000.00 loan amount ($18.54 monthly payment per $1,000 borrowed). Rates assume credit score of 700 or higher and automatic payment from a Dime Bank account. |
| up to 72 months | 8.04% | Requires 10% down payment. APR is based on a $10,000.00 loan amount ($17.41 monthly payment per $1,000 borrowed). Rates assume credit score of 700 or higher and automatic payment from a Dime Bank account. |
Auto Loans - Used (2017-2020)
Applicable to model years 2017 through 2020. Loans subject to credit approval. Rates assume credit score of 700 or higher. An automatic payment from an account at The Dime Bank must remain for the life of the loan to obtain stated rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.85% | Requires 15% down payment. APR is based on a $10,000.00 loan amount ($20.52 monthly payment per $1,000 borrowed). Rates assume credit score of 700 or higher and automatic payment from a Dime Bank account. |
Auto Loans - Used (2021 & Up)
Applicable to model years 2021 and newer. Loans subject to credit approval. Rates assume credit score of 700 or higher. An automatic payment from an account at The Dime Bank must remain for the life of the loan to obtain stated rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 8.32% | Requires 10% down payment. APR is based on a $10,000.00 loan amount ($18.78 monthly payment per $1,000 borrowed). Rates assume credit score of 700 or higher and automatic payment from a Dime Bank account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.