Bank · FDIC insured
The Cornerstone Bank Savings Rates
The Cornerstone Bank’s best savings rate is 0.60% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How The Cornerstone Bank’s savings rates compare
Compared with banks and credit unions in Missouri, where The Cornerstone Bank has the most branches. $10,000, best rate first.
This bank’s best
The Cornerstone Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $100
Free Kasasa Saver Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Metro Credit Union
5.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $509
The Cornerstone Bank savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Cornerstone Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver Account
Up to 1.00%APY
Only available to customers with an active Kasasa Cash or Kasasa Cash Back checking account. Transfers earned checking cash rewards automatically. To qualify for highest rates: at least 12 debit card purchases of $5.00 or more, enrolled in and log into online banking, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Rates variable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during Monthly Qualification Cycle. | 1.00% | $100 | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during Monthly Qualification Cycle. |
| Any balanceBase rate if qualifications are not met in linked Kasasa checking. | 0.05% | $5 | Base rate if qualifications are not met in linked Kasasa checking. |
| $100,000 and upWhen qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during Monthly Qualification Cycle (1.00% to 0.50% APY on portion of balance equal to or over $100,000 depending on balance). | 0.50% | — | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during Monthly Qualification Cycle (1.00% to 0.50% APY on portion of balance equal to or over $100,000 depending on balance). |
Sources (2)
All captured Oct 16, 2026
Savings Account
0.60%APY
Must maintain a $50.00 balance to obtain annual percentage yield. Free online banking (requires separate application). Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.60% | $60 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Regular / Roth IRAs
4.75%APY
Variable rate account. Early withdrawal penalties may be imposed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 4.75% | $475 |
Sources (1)
- thecornerstonebank.net/deposits/rates · captured Oct 16, 2026
Educational IRAs
1.25%APY
Variable rate account. Early withdrawal penalties may be imposed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.25% | $125 |
Sources (1)
- thecornerstonebank.net/deposits/rates · captured Oct 16, 2026
Christmas Club Account
0.70%APY
Must maintain a $5.00 balance to obtain the annual percentage yield. No withdrawals until maturity date. Variable rate account. Early withdrawal penalties may be imposed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.70% | $70 |
Sources (2)
All captured Oct 16, 2026
Student Savings Account
0.60%APY
Must maintain a $10.00 balance to obtain the annual percentage yield. Detailed quarterly statement. Variable rate account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.60% | $60 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.