Bank · FDIC insured
The Commercial & Savings Bank Auto Loan Rates
The Commercial & Savings Bank auto loans start at 6.73% APR for a new vehicle and 7.02% for a used one. Rates checked October 16, 2026.
How The Commercial & Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Wooster, OH, where The Commercial & Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
The Commercial & Savings Bank
6.73%APR
- Terms
- up to 66 months
Auto Loans
Lowest rate
Wayne County Community Federal Credit Union
4.24%APR
- Terms
- 49–60 months
2nd-lowest rate
Greater Wayne Community FCU
4.49%APR
- Terms
- up to 78 months
The Commercial & Savings Bank auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.73%
- Used vehicleUsed7.02%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Commercial & Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to credit approval. Minimum loan balance $1,000. No prepayment penalties. Borrowers are eligible for a 0.25% rate reduction if loan payment is set up on automatic deduction from a CSB deposit account (does not apply to loans secured by CSB CD or Savings Accounts). Rates shown are for applicants with credit scores of 750 or higher; higher rates and different terms apply for credit scores below 750. Loan documentation fee of $175.00 applies (reduced if needed to remain within Usury Rate); payment examples also reflect $250 loan doc fee, $18 title registration fee, and $15 VSI insurance fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 6.73% | New vehicles. Up to 66 months term. Rates shown are for applicants with credit scores of 750 or higher. Example APR based on a $20,000 purchase price ($20,283 loan amount financed including $250 loan documentation fee and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee). |
| up to 72 months | 7.19% | New vehicles. 72 months term. Rates shown are for applicants with credit scores of 750 or higher. Example APR based on a $20,000 purchase price ($20,283 loan amount financed including $250 loan documentation fee and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee). Payment example: $343.38/month. |
| up to 60 months | 7.02% | Used vehicles (model years 2019 - 2026). 60 months term. Rates shown are for applicants with credit scores of 750 or higher. Example APR based on a $20,000 purchase price ($20,283 loan amount financed including $250 loan documentation fee and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee). |
| up to 48 months | 9.66% | Used vehicles (model years 2018 & older). 48 months term. Rates shown are for applicants with credit scores of 750 or higher. Example APR based on a $20,000 purchase price ($20,283 loan amount financed including $250 loan documentation fee and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee). |
Sources (2)
All captured Oct 7, 2026
Motorcycle & ATV Loans
Subject to credit approval. Minimum loan balance $1,000. Borrowers are eligible for a 0.25% rate reduction if loan payment is set up on automatic deduction from a CSB deposit account (does not apply to loans secured by CSB CD or Savings Accounts). Rates shown are for applicants with credit scores of 700 or higher; higher rates and different terms apply for used units and credit scores below 700. Loan documentation fee of $175.00 applies on all consumer loans (reduced if needed to remain within Usury Rate); payment example also reflects $250 loan doc fee, $18 title registration fee, and $15 VSI insurance fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.32% | New motorcycle/ATV. 60 months term. Rates shown are for applicants with credit scores of 700 or higher. Payment Example: A new motorcycle loan of $10,000 for 60 months at a rate of 8.25% and an APR of 9.316% would have a payment of $209.81. Example APR based on a loan amount of $10,283 ($10,000 purchase price, $250 loan doc fee, and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee). |
| up to 48 months | 11.07% | Used motorcycle/ATV. 48 months term. Rates shown are for applicants with credit scores of 700 or higher. Higher rates available for used units and credit scores below 700. |
Sources (1)
- csb1.com/rates/consumer-loan-rates · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.