Bank · FDIC insured
The Bank of Southside Virginia Credit Card Rates
The Bank of Southside Virginia credit cards start at 15.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How The Bank of Southside Virginia’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where The Bank of Southside Virginia has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The Bank of Southside Virginia
15.70%APR
- Annual fee
- $39
- Up to
- —
BSV Credit Card
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Annual fee
- None
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Annual fee
- None
- Up to
- —
The Bank of Southside Virginia credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Bank of Southside Virginia ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
BSV Credit Card
Must be 18 or older to apply. Credit cards are subject to credit approval. Terms and conditions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.45% | $39 | Purchase APR is variable with the market based on the Prime Rate. 25-day grace period on purchases when paying the full statement balance by the due date. |
Sources (2)
All captured Oct 7, 2026
Opening an account
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