TexStar FCU Auto Loan Rates · October 2026

How TexStar FCU’s auto loan rates compare

Compared with banks and credit unions in Texas, where TexStar FCU has the most branches. New vehicle, lowest advertised APR first.

This credit union’s lowest
TexStar FCU
5.75%APR
Terms
up to 66 months
Up to
—
Discount
None included
Auto/Truck
Lowest rate
Valley Federal Credit Union
2.95%APR
Terms
up to 72 months
Up to
—
Discount
None included
Valley Federal Credit Union rates
2nd-lowest rate
Lubrizol Employees' Credit Union
3.24%APR
Terms
24–60 months
Up to
14.49% APR
Discount
Included in the rate
Lubrizol Employees' Credit Union rates

Compare auto loan rates near you →

68

Auto loan score

Higher than 23% of U.S. banks and credit unions

By vehicle

New vehicleNew5.75%
Used vehicleUsed5.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where TexStar FCU ranks

By auto loan score, in each area where it has branches

#230 of 279Texas1

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Auto/Truck

New and Used.

Terms	APR	Conditions
up to 24 months	5.75%	Credit score A / 700+.
up to 24 months	7.25%	Credit score B / 699-620.
up to 24 months	10.55%	Credit score C / 619-570.
up to 24 months	14.50%	Credit score D / 569 & below.
up to 36 months	5.75%	Credit score A / 700+.
up to 36 months	7.25%	Credit score B / 699-620.
up to 36 months	10.55%	Credit score C / 619-570.
up to 36 months	14.50%	Credit score D / 569 & below.
up to 48 months	5.75%	Credit score A / 700+.
up to 48 months	7.25%	Credit score B / 699-620.
up to 48 months	10.55%	Credit score C / 619-570.
up to 48 months	14.50%	Credit score D / 569 & below.
up to 60 months	5.75%	Credit score A / 700+.
up to 60 months	7.25%	Credit score B / 699-620.
up to 60 months	10.55%	Credit score C / 619-570.
up to 60 months	14.50%	Credit score D / 569 & below.
up to 66 months	5.75%	Credit score A / 700+.
up to 66 months	7.25%	Credit score B / 699-620.
up to 66 months	10.55%	Credit score C / 619-570.
up to 66 months	14.75%	Credit score D / 569 & below.
up to 72 months	5.75%	Credit score A / 700+.
up to 72 months	7.25%	Credit score B / 699-620.
up to 72 months	10.55%	Credit score C / 619-570.
up to 72 months	15.50%	Credit score D / 569 & below.
up to 84 months	6.00%	Credit score A / 700+.
up to 84 months	7.50%	Credit score B / 699-620.
up to 84 months	11.55%	Credit score C / 619-570.
up to 84 months	16.50%	Credit score D / 569 & below.

Sources (2)

All captured Oct 16, 2026

Classic Autos

Market will be checked periodically to determine rates for classic autos.

Terms	APR	Conditions
up to 120 months	8.00%	Credit score A / 700+.
up to 120 months	9.00%	Credit score B / 699-620.

Sources (1)

texstarfcu.com/loan-rates · captured Oct 16, 2026

Motorcycle, ATV, Personal Watercraft

New and Used

Terms	APR	Conditions
up to 24 months	6.45%–17.50%	Credit score tiers A / 700 + (6.45%) to D / 569 & below (17.50%). New and Used.
up to 36 months	6.45%–17.50%	Credit score tiers A / 700 + (6.45%) to D / 569 & below (17.50%). New and Used.
up to 48 months	6.45%–17.50%	Credit score tiers A / 700 + (6.45%) to D / 569 & below (17.50%). New and Used.
up to 60 months	6.45%–17.50%	Credit score tiers A / 700 + (6.45%) to D / 569 & below (17.50%). New and Used.
up to 66 months	6.95%–18.00%	Credit score tiers A / 700 + (6.95%) to D / 569 & below (18.00%). New and Used.

Sources (1)

texstarfcu.com/loan-rates · captured Oct 16, 2026

Special Auto Loan Promotion

Terms	APR	Conditions
up to 72 months	5.75%	Credit score must be A / 700+.

Sources (1)

texstarfcu.com/loan-rates · captured Oct 16, 2026

Who can join TexStar FCU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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