Credit union · NCUA insured
Telco Credit Union Credit Card Rates
Telco Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Telco Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, NC, where Telco Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Telco Credit Union
9.99%APR
- Up to
- 22.99% APR
VISA Credit Card
2nd-lowest rate
Civic Federal Credit Union
11.25%APR
- Up to
- —
3rd-lowest rate
State Employees' Credit Union
11.50%APR
- Up to
- 14.50% APR
Telco Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Telco Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Requires Telco membership, good credit, and loan office approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–22.99% | None | Rates range from 9.99% to 22.99%. Requires Telco membership, good credit, and application approval. |
| Ongoing | 11.99% | None | Dated post rate. Requires Telco membership, good credit, and loan officer approval. |
Sources (3)
All captured Oct 7, 2026
Who can join Telco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of Selected Employee Groups (SEGs) are eligible for membership.
Family and household
- Immediate family members—defined as wife, husband, daughter, son, mother, father, brother, sister, grandmother, grandfather, and grandchildren—of active or retired SEG employees are eligible for membership.
Cost to join
- Membership requires completing an application, making an initial share deposit of $5.00 into a Savings Account, and maintaining a $5.00 minimum balance.
Membership information collected October 4, 2026.