Credit union · NCUA insured
Telco Credit Union Auto Loan Rates
Telco Credit Union auto loans start at 5.70% APR for a new vehicle and 6.05% for a used one. Rates checked October 22, 2026.
How Telco Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greenville, NC, where Telco Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Telco Credit Union
5.70%APR
- Terms
- —
- Up to
- 16.00% APR
New Auto
Lowest rate
Welcome Federal Credit Union
3.50%APR
- Terms
- 60–84 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Telco Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.70%
- Used vehicleUsed6.05%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Telco Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Telco member. Must complete Loanliner Application. Permanent job working at least 25 hours per week. Must be 18 years old or older. Must have an average beacon score on credit report. Debt income must fall within certain range. Will finance year model from 10 years old to current.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.70%–16.00% | — |
Sources (2)
All captured Oct 7, 2026
New Motorcycle
Telco member. Must complete Loanliner Application. Permanent job working at least 25 hours per week. Must be 18 years old or older. Must have an average beacon score on credit report. Debt income must fall within certain range. Will finance year model from 10 years old to current.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.40%–10.20% | — |
Sources (1)
- telcu.com/services/loans/auto-loans · captured Oct 7, 2026
Used Auto
Telco member. Must complete Loanliner Application. Permanent job working at least 25 hours per week. Must be 18 years old or older. Must have an average beacon score on credit report. Debt income must fall within certain range. Will finance year model from 10 years old to current.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.05%–16.00% | — |
Sources (2)
All captured Oct 7, 2026
Used Motorcycle
Telco member. Must complete Loanliner Application. Permanent job working at least 25 hours per week. Must be 18 years old or older. Must have an average beacon score on credit report. Debt income must fall within certain range. Will finance year model from 10 years old to current.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.30%–10.95% | — |
Sources (1)
- telcu.com/services/loans/auto-loans · captured Oct 7, 2026
Who can join Telco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of Selected Employee Groups (SEGs) are eligible for membership.
Family and household
- Immediate family members—defined as wife, husband, daughter, son, mother, father, brother, sister, grandmother, grandfather, and grandchildren—of active or retired SEG employees are eligible for membership.
Cost to join
- Membership requires completing an application, making an initial share deposit of $5.00 into a Savings Account, and maintaining a $5.00 minimum balance.
Membership information collected October 4, 2026.