Credit union · NCUA insured
Teachers Credit Union Beloit Auto Loan Rates
Teachers Credit Union Beloit auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 23, 2026.
How Teachers Credit Union Beloit’s auto loan rates compare
Compared with banks and credit unions near Janesville, WI, where Teachers Credit Union Beloit has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Teachers Credit Union Beloit
3.99%APR
- Terms
- —
Vehicle Loans
2nd-lowest rate
Educators CU
4.80%APR
- Terms
- 36–84 months
3rd-lowest rate
Blackhawk Community Credit Union
5.39%APR
- Terms
- up to 84 months
Teachers Credit Union Beloit auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Teachers Credit Union Beloit ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Purchase of $5 in credit union required. Includes Credit Life Disability GAP Insurance.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | October Vehicle Loan Special. Applies to 2024 and newer vehicles. Rate based on creditworthiness and term of loan. Rates subject to change at any time. |
Sources (2)
All captured Oct 23, 2026
Who can join Teachers Credit Union Beloit
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to current and former students of school districts, post-secondary schools, and colleges; current/former employees of educational facilities, CESA#2, BAREA, YMCA, YWCA, and Boys and Girls Clubs; school board members; and state-licensed daycare providers, bus drivers, crossing guards, and food service employees located in Rock and Walworth Counties, WI, and Winnebago County, IL.
Family and household
- Membership is open to immediate family members of eligible students and individuals employed or servicing in any capacity at educational facilities in Rock and Walworth Counties, WI, and Winnebago County, IL.
Cost to join
- New members must purchase a $5 share in the credit union to open a savings account.
Membership information collected October 5, 2026.