Credit union · NCUA insured
TCP Credit Union Auto Loan Rates
TCP Credit Union auto loans start at 4.85% APR for a new vehicle and 5.95% for a used one. Rates checked October 22, 2026.
How TCP Credit Union’s auto loan rates compare
Compared with banks and credit unions near Winston-Salem, NC, where TCP Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TCP Credit Union
4.85%APR
- Terms
- up to 84 months
- Up to
- —
New Auto
Lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
TCP Credit Union auto loan score
81
Auto loan score
Higher than 55% of U.S. banks and credit unions
- New vehicleNew4.85%
- Used vehicleUsed5.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TCP Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
A new vehicle is defined as the current, prior, or upcoming model year with fewer than 10,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.85% | — |
Used Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.95% | — |
Who can join TCP Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Forsyth, Stokes, or Surry County are eligible to join.
Membership information collected October 4, 2026.