Credit union · NCUA insured
TCP Credit Union
A $16M credit union headquartered in Rural Hall, NC, with 2,099 members and 1 branch in North Carolina.
TCP Credit Union Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#20 of 24 in Winston-Salem, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TCP Credit Union
Founded in 1979 in Rural Hall, North Carolina, TCP Credit Union is a member-owned financial institution.
Originally created for Westinghouse Turbine Component Plant employees, it renamed in 1998 and expanded service to Forsyth, Stokes, and Surry counties in 2016.
- Headquarters
- 3051 Westinghouse Rd, Rural Hall, NC 27045-9570
- NCUA charter
- 65384
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Forsyth, Stokes, or Surry County are eligible to join.
Branches
1 branch in North Carolina
Loading map…
North Carolina
1 branch
- Tcp CuMain office3051 Westinghouse Rd, Rural Hall, NC 27045Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.04% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.23% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio17.04%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.23%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TCP Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.