Syracuse Fire Department Credit Union Auto Loan Rates

How Syracuse Fire Department Credit Union’s auto loan rates compare

Compared with banks and credit unions near Syracuse, NY, where Syracuse Fire Department Credit Union has the most branches. New vehicle, lowest advertised APR first.

This credit union’s lowest
Syracuse Fire Department Credit Union
– –
Terms
—
No ongoing APR published
Lowest rate
Access Federal Credit Union
3.99%APR
Terms
49–60 months
Access Federal Credit Union rates
2nd-lowest rate
G.P.O. Federal Credit Union
3.99%APR
Terms
61–66 months
G.P.O. Federal Credit Union rates

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Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

New Auto Loan Refinance

Refinance your secured loan from another financial institution. Principal amount must be a minimum of $2,500. Secured loans only. Not all will qualify. Credit and other certain restrictions apply.

Terms	APR	Conditions
—	4.24%	Rates as low as 4.24% APR. Principal amount must be a minimum of $2,500. Refinance secured loan from another lender.

Sources (1)

syrfirecu.com/loans-savings/refinance-a-loan · captured Oct 5, 2026

Who can join Syracuse Fire Department Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees of The Syracuse Division of AMR of Central New York who work in Syracuse, New York are eligible for membership.
Employees of Blitman & King, LP who work in Syracuse, New York are eligible for membership.
Employees of Bousquet Holstein, PLLC. who work in Syracuse, New York are eligible for membership.
Employees of Crest-Cadillac who work in Syracuse, New York are eligible for membership.
Paid employees of EAVES Ambulance Service located in East Syracuse, New York are eligible for membership.
Employees of Finocchio Law Firm in Syracuse, New York are eligible for membership.

31 more ways to join

Employers and groups

Employees of Franklin & Co. Auto Restoration, Inc. in Syracuse, New York are eligible for membership.
Employees of Har-Rob Fire Apparatus Service who work in or are paid from East Syracuse, New York are eligible for membership.
Employees of J.P.B. Fire Sales & Service who work in or are paid from Liverpool, New York are eligible for membership.
Employees of LeChase Construction Services, LLC. in Syracuse, New York are eligible for membership.
Employees of Lewis Uniform Company who work in or are paid from Syracuse, New York are eligible for membership.
Employees of the American Lung Association of Central New York who work in Syracuse, New York are eligible for membership.
Paid employees of Marcellus Ambulance Volunteer Emergency Services, Inc who work in or are paid from Marcellus, NY are eligible for membership.
Employees of Masterpole-Murphy Agency, Inc. who work in Syracuse, New York are eligible for membership.
Employees of OneDigital (formerly known as Wladis Companies, Inc.) who work in Syracuse, New York are eligible for membership.
Members of record of Syroco Federal Credit Union as of merger date and employees of Syroco Division of Fiskars working in or paid from Baldwinsville, New York are eligible for membership.
Employees of Universal Sales and Accessories Inc. who work in Syracuse, New York are eligible for membership.
Employees of WMC Intellectual Properties, Inc. in Syracuse, New York are eligible for membership.

Military, government and schools

Employees of AFSCME, Middle Management Union Local 3952 who work in Syracuse, New York are eligible for membership.
Members of Syracuse City Employees Local No. 400 AFSCME qualifying under bylaws in effect as of March 15, 1999 are eligible for membership.
Members of the Cicero Police Benevolent Association, Inc. qualifying under charter and bylaws effective February 1, 1991 are eligible for membership.
Members of the City of Cortland Paid Firefighters Association qualifying under bylaws in effect as of March 14, 1994 are eligible for membership.
Members of CSEA City of Syracuse Unit 7801, Onondaga Local 834 qualifying under bylaws in effect as of February 1997 are eligible for membership.
Members of Dewitt Professional Fire Fighters IAFF Local 2733, NYSPFFA, in Syracuse, New York are eligible for membership.
Members of Geddes Police Benevolent Association in Solvay, NY qualifying under charter and bylaws in effect on 1/16/1984 are eligible for membership.
Members of Local 1888, IAFF, Syracuse Airport Professional Fire Fighters Association who work at Syracuse Hancock International Airport are eligible for membership.
Members of Town of Manlius Police Department Police Benevolent Association qualifying under charter and bylaws in effect on 1/1/1983 are eligible for membership.
Members of NYS Fraternal Order of Police Lodge 315 qualifying under charter and bylaws in effect on August 10, 1973 are eligible for membership.
Members in Districts 1, 2, 3, or 4 of the New York State Professional Fire Fighters Association, Inc. in specified New York counties qualifying under charter and bylaws in effect on July 24, 2004 are eligible for membership.
Employees of the Onondaga County Deputy Sheriffs Benevolent Association who work in or are paid from Syracuse, New York are eligible for membership.
Members of the Onondaga Deputy Sheriffs Benevolent Association located in Syracuse, New York are eligible for membership.
Employees of Onondaga County Department of Emergency Communications who work in or are paid from Syracuse, New York are eligible for membership.
Active and retired employees of the Syracuse, New York Fire Department in Syracuse, New York are eligible for membership.
Employees of Management of the City of Syracuse who work in Syracuse, New York are eligible for membership.
Members of Syracuse Police Benevolent Association, Inc. qualifying under charter and bylaws in effect on June 2, 2005 are eligible for membership.
Active members of Tully Career Firefighters IAFF Local 4036 qualifying under constitution and bylaws in effect as of March 28, 2000 are eligible for membership.

Family and household

Individuals directly related to an employee of one of the approved groups are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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