Credit union · NCUA insured
Sunlight Federal Credit Union Auto Loan Rates
Top CarrotSunlight Federal Credit Union auto loans start at 4.45% APR for a new vehicle and 4.60% for a used one. Rates checked October 22, 2026.
How Sunlight Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cody, WY, where Sunlight Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sunlight Federal Credit Union
4.45%APR
- Terms
- up to 96 months
- Discount
- Included in the rate
New Auto
2nd-lowest rate
Valley Credit Union
5.24%APR
- Terms
- —
- Discount
- None included
Sunlight Federal Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.45%
- Used vehicleUsed4.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sunlight Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 4.45% | Rate is with automatic payment. Rates are subject to credit, collateral, and term. Certain restrictions apply. Membership eligibility required. |
Used Auto
Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.60% | Rate is with automatic payment. Rates are subject to credit, collateral, and term. Certain restrictions apply. Membership eligibility required. |
Who can join Sunlight Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.