Credit union · NCUA insured
State Department Federal Credit Union Credit Card Rates
State Department Federal Credit Union credit cards start at 10.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How State Department Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where State Department Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
State Department Federal Credit Union
10.74%APR
- Up to
- —
Platinum Rewards Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
State Department Federal Credit Union credit card score
80
Credit card score
Higher than 53% of U.S. banks and credit unions
- Purchase APRPurchase APR10.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where State Department Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.74% | None | Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500. |
Premium Cash Back+ Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $5,000. |
Savings Secured Credit Card
Secured by funds tied to a savings account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Annual Percentage Rate (APR) based on evaluation of applicant's credit. Credit line minimum $500. |
Who can join State Department Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.