Bank · FDIC insured
State Bank Credit Card Rates
State Bank credit card rates start at 4.99% APR. Rates checked October 16, 2026.
How State Bank’s credit card rates compare
Compared with banks and credit unions in Ohio, where State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
State Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Quest Federal Credit Union
5.99%APR
- Up to
- —
2nd-lowest rate
Firefighters & Company Federal Credit Union
6.99%APR
- Up to
- 15.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Accepted worldwide wherever Visa is accepted. Features ScoreCard Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory Rate 0.00% until 6 months for purchases. No Annual Fees. |
| Ongoing | 6.99%–21.99% | None | After 6-month introductory period, 6.99% to 21.99% fixed for purchases. APR qualified at account opening depends on creditworthiness. No Annual Fees. |
| Intro, 6 months | 2.99% | None | Introductory Rate 2.99% until 6 months for balance transfers. No Annual Fees, No Balance Transfer Fees. |
Sources (2)
- yourstatebank.com/personal/borrow/credit-cards · captured Sep 17, 2026
- yourstatebank.com/resources/tools/rates/credit-cards · captured Oct 8, 2026
Visa Platinum Preferred
Accepted worldwide wherever Visa is accepted. Features ScoreCard Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory Rate 0.00% until 6 months for purchases. No Annual Fees. |
| Ongoing | 4.99%–7.99% | None | After 6-month introductory period, 4.99% to 7.99% fixed for purchases. APR qualified at account opening depends on creditworthiness. No Annual Fees. |
| Intro, 6 months | 2.99% | None | Introductory Rate 2.99% until 6 months for balance transfers. No Annual Fees, No Balance Transfer Fees. |
Sources (2)
- yourstatebank.com/personal/borrow/credit-cards · captured Sep 17, 2026
- yourstatebank.com/resources/tools/rates/credit-cards · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.