Bank · FDIC insured
State Bank
A $1.6B bank headquartered in Defiance, OH, with 28 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank
- Headquarters
- 401 Clinton St, Defiance, OH 43512
- FDIC certificate
- 13339 ↗
Branches
28 branches in 2 states
Loading map…
Ohio
26 branches
Defiance area · 3
- The State Bank and Trust CompanyMain office401 Clinton St, Defiance, OH 43512Directions
- Motor Branch500 W 3rd St, Defiance, OH 43512Directions
- Northtowne Branch1600 N Clinton St, Defiance, OH 43512Directions
Edgerton area · 2
- Edgerton Banking Center Branch104 N Michigan Ave, Edgerton, OH 43517Directions
- Edgerton Motorbank Branch187 N Michigan Ave, Edgerton, OH 43517Directions
Findlay area · 2
- Findlay Banking Center, Lincoln Branch201 E Lincoln St, Findlay, OH 45840Directions
- Findlay Banking Center, Main Branch408 S Main St, Findlay, OH 45840Directions
Marblehead area · 2
- Danbury Township Branch259 S Bridge Rd, Marblehead, OH 43440Directions
- Marblehead Branch709 W Main St, Marblehead, OH 43440Directions
Bowling Green area · 1
- Bowling Green Banking Center1232 N Main St, Bowling Green, OH 43402Directions
Bryan area · 1
- Bryan Banking Center Branch1419 W High St, Bryan, OH 43506Directions
Delta area · 1
- Delta Branch312 Main St, Delta, OH 43515Directions
Dublin area · 1
- Dublin Banking Center Branch4080 W Dublin Granville Rd, Dublin, OH 43017Directions
Edon area · 1
- Edon Banking Center Branch101 N Michigan St, Edon, OH 43518Directions
Lima area · 1
- Market St Branch930 W Market St, Lima, OH 45805Directions
Luckey area · 1
- Luckey Branch235 Main St, Luckey, OH 43443Directions
Lyons area · 1
- Lyons Branch133 East Morenci Street, Lyons, OH 43533Directions
Montpelier area · 1
- East Main Street Branch1201 E Main St, Montpelier, OH 43543Directions
Napoleon area · 1
- Napoleon Banking Center Branch1414 Scott St, Napoleon, OH 43545Directions
Oakwood area · 1
- Oakwood Branch218 North First Street, Oakwood, OH 45873Directions
Paulding area · 1
- Paulding Banking Center Branch220 N Main St, Paulding, OH 45879Directions
Perrysburg area · 1
- Perrysburg Branch610 E South Boundary St, Perrysburg, OH 43551Directions
Pioneer area · 1
- Pioneer Banking Center Branch119 S State St, Pioneer, OH 43554Directions
Sylvania area · 1
- Sylvania Branch6401 Monroe St, Sylvania, OH 43560Directions
Walbridge area · 1
- Walbridge Branch311 N Main St, Walbridge, OH 43465Directions
Wauseon area · 1
- Wauseon Banking Center Branch1379 N Shoop Ave, Wauseon, OH 43567Directions
Indiana
2 branches
Angola area · 1
- Angola Banking Center Branch307 North Wayne Street, Angola, IN 46703Directions
Fort Wayne area · 1
- Fort Wayne Branch12832 Coldwater Rd, Fort Wayne, IN 46845Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.17% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio10.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.