Bank · FDIC insured
Stafford Savings Bank CD Rates
Stafford Savings Bank’s best CD rate is 3.57% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Stafford Savings Bank’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Stafford Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Stafford Savings Bank
3.57%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $357
Certificates of Deposit
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Stafford Savings Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo3.57%
- 16–30 months16–30 mo2.54%
- 31–60 months31–60 mo2.54%
- QualifiedQualified3.57%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stafford Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.57%APY · 9 terms
Early withdrawal penalties may apply. Interest compounded daily and credited monthly.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day term. Minimum balance to open and earn APY is $1000.00 | — | 1.01% | 1.01% | $25 |
| 6 monthsMinimum balance to open and earn APY is $1000.00 | — | 2.28% | 2.28% | $113 |
| 12 monthsMinimum balance to open and earn APY is $500.00 | 3.57% | — | 3.57% | $357 |
| 18 monthsMinimum balance to open and earn APY is $500.00 | 2.53% | — | 2.53% | $382 |
| 24 monthsMinimum balance to open and earn APY is $500.00 | 2.53% | — | 2.53% | $512 |
| 30 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | — | 2.54% | $647 |
| 36 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | — | 2.54% | $782 |
| 48 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | — | 2.54% | $1,055 |
| 60 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | — | 2.54% | $1,336 |
Sources (2)
- staffordsavingsbank.com/Products/Certificates-of-Deposit
- staffordsavingsbank.com/Rates/Certificates-of-Deposit
All captured Sep 19, 2026
Special-purpose accounts
IRA Accounts
Up to 3.57%APY · 7 terms
Certificates of Deposit and IRA accounts may have a penalty imposed for early withdrawal. Interest compounded daily and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance to open and earn APY is $500.00 | 3.57% | $357 |
| 18 monthsMinimum balance to open and earn APY is $500.00 | 2.53% | $382 |
| 24 monthsMinimum balance to open and earn APY is $500.00 | 2.53% | $512 |
| 30 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | $647 |
| 36 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | $782 |
| 48 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | $1,055 |
| 60 monthsMinimum balance to open and earn APY is $500.00 | 2.54% | $1,336 |
Sources (1)
- staffordsavingsbank.com/Rates/Certificates-of-Deposit · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.