Bank · FDIC insured
Stafford Savings Bank Auto Loan Rates
Stafford Savings Bank auto loans start at 5.50% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Stafford Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where Stafford Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Stafford Savings Bank
5.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Discount
- None included
Stafford Savings Bank auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Stafford Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Auto loan rates include a rate reduction of 0.25% for automatic payment from a Stafford Savings Bank checking account, subject to certain conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.25% | Includes a 0.25% rate reduction for automatic payment from a Stafford Savings Bank checking account. Payment is $23.15 per $1,000. |
| up to 60 months | 5.50% | Includes a 0.25% rate reduction for automatic payment from a Stafford Savings Bank checking account. Payment is $19.11 per $1,000. |
Sources (2)
All captured Oct 4, 2026
Used Auto Loans
Auto loan rates include a rate reduction of 0.25% for automatic payment from a Stafford Savings Bank checking account, subject to certain conditions. Financing terms depend on the age of the vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | Applies to last 3 model years. Includes a 0.25% rate reduction for automatic payment from a Stafford Savings Bank checking account. Payment is $23.38 per $1,000. |
| up to 60 months | 6.00% | Includes a 0.25% rate reduction for automatic payment from a Stafford Savings Bank checking account. Payment is $19.34 per $1,000. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.