Credit union · NCUA insured
St. Vincent’s Medical Center Federal Credit Union Auto Loan Rates
St. Vincent’s Medical Center Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How St. Vincent’s Medical Center Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bridgeport, CT, where St. Vincent’s Medical Center Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
St. Vincent’s Medical Center Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
Auto – Model Year 2025 and newer
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Albright Credit Union
4.44%APR
- Terms
- up to 60 months
- Discount
- None included
St. Vincent’s Medical Center Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where St. Vincent’s Medical Center Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto – Model Year 2020 and Older
100% Financing available. For purchasing only. Maximum term 36 months. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing (excluding Real Estate Loans and Loan Specials). Actual Rate will be determined by Credit Score.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.49% | Up to 36 months maximum. Rates as low as 8.49% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
Auto – Model Year 2021-2024
100% Financing available. For purchasing or refinancing at other financial institutions. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing (excluding Real Estate Loans and Loan Specials). Actual Rate will be determined by Credit Score.
| Terms | APR | Conditions |
|---|---|---|
| 12–24 months | 4.99% | Rates as low as 4.99% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 36 months | 4.99% | Rates as low as 4.99% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 48 months | 4.99% | Rates as low as 4.99% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 60 months | 4.99% | Minimum loan amount $15,000 for 60 month term. Rates as low as 4.99% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 72 months | 5.99% | Minimum loan amount $25,000 for 72 month term. Rates as low as 5.99% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
Auto – Model Year 2025 and newer
100% FINANCING AVAILABLE. Purchase or refinance from other financial Institutions only for the rates listed below. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing (excluding Real Estate Loans and Loan Specials). Actual Rate will be determined by Credit Score.
| Terms | APR | Conditions |
|---|---|---|
| 12–24 months | 4.75% | Rates as low as 4.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 36 months | 4.75% | Rates as low as 4.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 48 months | 4.75% | Rates as low as 4.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 60 months | 4.75% | Rates as low as 4.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 72 months | 5.75% | Minimum loan amount $25,000 for 72 month term. Rates as low as 5.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
| up to 84 months | 6.50% | Minimum loan amount $35,000 for 84 month term and Credit Score of 680 and above. Rates as low as 6.50% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score. |
Who can join St. Vincent’s Medical Center Federal Credit Union
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