Credit union · NCUA insured
St. Mary's Bank Credit Card Rates
St. Mary's Bank credit cards start at 13.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How St. Mary's Bank’s credit card rates compare
Compared with banks and credit unions near Manchester, NH, where St. Mary's Bank has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
St. Mary's Bank
13.70%APR
- Up to
- 18.70% APR
Visa® Platinum Standard
Lowest rate
First Tech Federal Credit Union
10.74%APR
- Up to
- 18.00% APR
2nd-lowest rate
Triangle Credit Union
11.75%APR
- Up to
- 20.75% APR
St. Mary's Bank credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where St. Mary's Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Rewards
Credit lines up to $25,000. Rates determined by creditworthiness. Bonus: 10,000 points on $1,500 spend or 5,000 on $750 spend within 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.70%–22.70% | None | Standard variable APR based on creditworthiness. |
| Intro, 12 months | 0.00% | None | 0% Intro APR on purchases for the first 12 billing cycles. After that, variable APR 13.70% to 22.70% based on creditworthiness. |
Sources (1)
- stmarysbank.com/for-you/borrow/credit-cards · captured Oct 22, 2026
Visa® Platinum Standard
Credit lines up to $25,000. Rates determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.70%–18.70% | None | Standard variable APR based on creditworthiness. |
| Intro, 12 months | 0.00% | None | 0% Intro APR on purchases for the first 12 billing cycles. After that, variable APR 13.70% to 22.70% based on creditworthiness. |
Sources (1)
- stmarysbank.com/for-you/borrow/credit-cards · captured Oct 22, 2026
Visa® Secured
Requires security deposit between $300 and $2,500. Rates determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.70% | None | Standard variable APR. Open with a security deposit between $300 - $2,500. |
Sources (1)
- stmarysbank.com/for-you/borrow/credit-cards · captured Oct 22, 2026
Who can join St. Mary's Bank
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone.
Cost to join
- A $5 membership share is required to join.
Membership information collected October 4, 2026.