Bank · FDIC insured
Spring Hill State Bank CD Rates
Spring Hill State Bank’s best CD rate is 3.75% APY on an 18-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Spring Hill State Bank’s CD rates compare
Compared with banks and credit unions near Longview, TX, where Spring Hill State Bank has the most branches. $10,000, best rate first.
This bank’s best
Spring Hill State Bank
3.09%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,294
Certificates of Deposit
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $214
Spring Hill State Bank CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo2.78%
- 9–15 months9–15 mo2.88%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.09%
- QualifiedQualified3.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Spring Hill State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates of Deposit
Up to 3.75%APY · 7 terms
A penalty may be imposed for early withdrawl. Any service fees could reduce earnings on accounts. To obtain the Annual Percentage Yield (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account. Maximum CD amount of $250,000.00 without prior approval.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMaximum CD amount of $250,000.00 without prior approval | 3.60% | — |
| 12 monthsMaximum CD amount of $250,000.00 without prior approval | 3.70% | — |
| 18 monthsMaximum CD amount of $250,000.00 without prior approval | 3.75% | — |
| 24 monthsMaximum CD amount of $250,000.00 without prior approval | 3.44% | — |
| 36 monthsMaximum CD amount of $250,000.00 without prior approval | 3.44% | — |
| 48 monthsMaximum CD amount of $250,000.00 without prior approval | 3.49% | — |
| 60 monthsMaximum CD amount of $250,000.00 without prior approval | 3.55% | — |
Sources (1)
- springhillbank.com/rates.php · captured Oct 6, 2026
Certificates of Deposit
Up to 3.09%APY · 7 terms
A penalty may be imposed for early withdrawl. Any service fees could reduce earnings on accounts. To obtain the Annual Percentage Yield (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 2.78% | $138 |
| 12 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 2.88% | $288 |
| 18 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 2.98% | $450 |
| 24 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 3.03% | $615 |
| 36 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 3.03% | $937 |
| 48 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 3.09% | $1,294 |
| 60 monthsTo obtain the APY you must maintain a minimum balance of $1000.00 each day in the account | 3.09% | $1,643 |
Sources (1)
- springhillbank.com/rates.php · captured Oct 6, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.15%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsVariable rate | 2.94% | $294 |
| 30 monthsFixed rate | 3.10% | $793 |
| 60 monthsFixed rate | 3.15% | $1,677 |
Sources (1)
- springhillbank.com/rates.php · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.